Finalta Capital

Finalta Capital lends to innovative Canadian companies that claim refundable investment tax credits for Scientific Research and Experimental Development (SR&ED), eBusiness (CDAE and OIDMTC) and the production of multimedia titles, as well as large government grants.

Over $70 million in tax credit financing is concluded by Finalta each year.

There are 3 advantages over loan programs from other financial institutions for the funding of past and accrued (instalments throughout a year not yet completed) tax credits:

• Pre-Funding of Expenditures, disbursements on the first day of each quarter before expenditures are even made.

• Increased Liquidity by 50%, on the basis of the same tax credits.

• Alleviated Loan Administration Burden, no need for government guarantees, financial close in some 15 business days.

• Institutional rates, size- and risk-adjusted, between the overall cost of capital of a line of credit and subordinated debt.

The impact: Pre-funding eligible expenditures for R&D and multimedia tax credit as they accrue, alleviates the cash flow pressure of an intensive R&D program, accelerates time to market, increases competitiveness, revenue from innovation and firm value.

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General Information

  • Emailmjgerin@finaltacapital.com
  • Phone514-928-6728
  • Adress 1002, rue Sherbrooke ouest Bureau 1550, Montréal H3A 3L6, QC ca

Nature of the activities

Investment sought

  • Debt
  • Loan

Investment sector

  • Aerospace
  • Agri-food
  • Business products & services (B2B)
  • CleanTech
  • Distribution
  • Finance (FinTech)
  • Healthcare & Life Sciences
  • Industrial & Manufacturing
  • Information Technology & Telecommunications (ITC)
  • Media / Culture
  • Natural Resources & Energy
  • Sports & Gaming
  • Transportation

Investor Status

  • Actively seeking new investments

Financial Information

Deal limits (in millions)

  • Minimum : 0.25
  • Maximum : 30